Turnkey lake life meets exceptional recreation in this rare private lake retreat. Situated on a quiet recreational lake with just 12 property owners, this property offers the privacy, peaceful setting, and outdoor lifestyle that buyers dream about. Known for outstanding water quality, the lake ranks among the top 5% of Minnesota lakes for clarity and features a hard sand bottom, excellent fishing, and deep water that is ideal for swimming, boating, and enjoying life at the lake. While you'll appreciate the serenity of this smaller private lake, public boat access to Bay Lake is literally across the street, giving you easy access to one of the Brainerd Lakes Area's most desirable boating and fishing destinations. Rutgers Bay Resort is also just one mile away, offering nearby dining, entertainment, and resort amenities. The fully furnished home is move-in ready and features granite countertops, a center island, and a comfortable living area anchored by a gas fireplace. Designed for hosting family and friends, the property includes a unique 22x28 bunkhouse/game room that provides additional space for guests, gatherings, and year-round enjoyment. A finished and heated detached two-car garage offers valuable storage and workshop space, while the boathouse and storage shed keep all your lake essentials organized. With a short-term rental license in place, owners have the flexibility to enjoy the property as their personal lake retreat while generating income during periods when they're not using it. Being sold fully furnished-including the pontoon, paddle boat, and lake toys currently on site-this is a true turnkey property that's ready for summer enjoyment from day one. Conveniently located near area resorts, golf courses, countless lakes, and the renowned Cuyuna Mountain Bike Trails, this property offers a rare combination of privacy, recreation, convenience, and income potential. Whether you're looking for a personal lake getaway, a place to gather with family and friends, or an investment that can help offset ownership costs, this property delivers. *Seller has proactively adjusted pricing to reflect identified repairs and is providing inspection information for buyer review. A unique opportunity for buyers seeking value and the chance to build equity.